Refinance Your Mortgage
If you can improve your interest rate by at least two percentage points, then it is a good time to refinance. While that may work as a general rule, the truth is that there are many reasons to refinance.
Lower Your Payment
Wondering if there’s a way to lower your monthly mortgage payment and reduce your monthly out-of-pocket expenses? The good news is that there isn’t just one way. There are several factors that can help.
Improved credit score
If your credit score has improved as a result of making your mortgage payments on time and in full, you may be in a position to take advantage of your improved credit standing. We can review your current credit score, the terms of your existing mortgage, and review options for other loan programs that could not only reduce your monthly payment, but also save you money on interest fees paid over the life of the loan.
New loan program
We can provide you with loan comparison charts to find out if you can save money with another type of loan program that might work better for you right now.
Lower interest rate
Securing a lower interest rate can make a big difference in your monthly out-of-pocket costs for housing and save money on financing fees over the life of the loan.